Terms and Conditions

Effective Date: January 1, 2025

1. Introduction

Welcome to FinTalkBlog.com, your personal finance blog providing expert analysis, tips, and insights. These Terms and Conditions govern your use of our website.

2. Acceptance of Terms

By accessing or using FinTalkBlog.com, you agree to comply with these Terms. If you do not agree, please discontinue use immediately.

3. Services Provided

We offer articles, newsletters, and educational resources on budgeting, investing, market trends, and financial planning.

4. Intellectual Property

All content on FinTalkBlog.com is owned by us or our licensors. You may not reproduce, modify, distribute, or republish any material without express written permission.

5. User Obligations

Users must use the website lawfully and respectfully. You agree not to post harmful, misleading, or illegal content. Maintain the confidentiality of any account credentials.

6. Privacy Policy

Your privacy is important to us. Please review our Privacy Policy for detailed information on data collection and use.

7. Refund Policy

At FinTalkBlog.com, we strive for your complete satisfaction. If you purchase premium content or a subscription and are not fully satisfied, you may request a refund under the following conditions:

• Eligibility Period: Refund requests must be submitted within 14 days of purchase.
• Request Process: To request a refund, please fill out the contact form with your purchase details and reason for the request.
• Processing Time: Approved refunds will be processed within 10 business days and returned via the original payment method.
• Exceptions: Digital downloads, live consulting sessions, and bundled offers are non-refundable once accessed or scheduled.
• Partial Refunds: In certain cases, a partial refund may be granted for services partially delivered.

8. Limitation of Liability

To the fullest extent permitted by law, FinTalkBlog.com and its affiliates are not liable for any indirect, incidental, special, or consequential damages arising out of your use of the site or reliance on content.

9. Governing Law

These Terms are governed by the laws of Switzerland. Any disputes will be subject to the exclusive jurisdiction of the courts of Bern.

10. Contact Information

Address: Bundesgasse 3, 3005 Bern, Switzerland

Phone: +41767796028

Business ID: CHE-818.263.958

For assistance, please contact us.